WE ARE A WORLDWIDE PREPAID DEBIT CARD PROVIDER

We are a premier wholesale provider of Prepaid Debit Cards. We provide Prepaid Debit Cards (through our high volume distributors, who are employers, Direct Marketing organizations, remittance companies and affiliation groups) to businesses and individuals on a worldwide basis.

Our Prepaid Debit Cards for financial services applications come in the form of Visa and Mastercard branded (full-function) Prepaid Debit Cards.

A branded Prepaid Debit Card has Visa or MasterCard logo and hologram on the front of the card. Branded Prepaid Debit Cards allow cardholders to do online purchases, pay bills, do signature-based transactions in restaurants as well as use for ATM withdrawals and POS purchases.

We distribute cards on a wholesale B-to-B basis only. Please do not contact us about purchasing any small quantity of cards for individual consumers. our cards are offered only to institutional level customers (such as employers & remittance companies).

U.S. Prepaid Debit Cards

For the U.S. market, we have a MasterCard issued by a U.S. bank, and is designed for issuance to U.S. residents and employees of U.S. companies. Our U.S. cards can be used for multiple applications, including payroll, payout, remittance, rewards and retail general-spending uses.

International Prepaid Debit Cards

We have several International Debit Cards, designed for different regions of the world, each card carries the Visa or MasterCard logo and hologram. The International Prepaid Debit cards are for payroll, payout and remittance applications; to prevent money laundering and international terrorist group funding, they can not be used for retail, general spending applications.

The significant features of these international cards are:

• Global - Offered by a non-U.S. bank, the International Debit Card can be issued to residents of most countries in the world.
  
  
• Everyone Qualifies - Because it is "Prepaid", un-banked and banked consumers of most countries in the world can qualify for the International Debit Card.
  
  
• Instant Issuance - Because the cardholder's name is optional on the card, the International Debit Card can be instantly issued. For example, an employer can immediately give a new employee a new debit card on location, activate the card and then load the net pay onto the card.
  
  
• Versatile Worldwide Applications - In addition to provide security of funds and convenience, the card makes an excellent payroll card that can be issued to employees everywhere. It can also be an excellent funds transfer card used by consumers to transfer and remit funds to families in the home country.
  
  
• Very High Initial and Monthly Recurring Residuals For Distributors - The cards can be sold at the market rate of the particular region of the world to bring immediate upfront revenue. An International Debit Card can also bring $3-10 of Monthly Recurring Residual per card, depending on usages.

The card can be used to withdraw cash at more than 2,000,000 ATM’s worldwide and to purchase products and services at 12 million merchant locations worldwide. Because it is a full function branded debit card, it can also be used for online or telephone bill payment and Internet purchases.

International Debit Card Product Summary

• A full function branded debit card with the association's logo & hologram
• International Debit Card – It can be issued to non-U.S. residents.
• Cardholder name is optional, so it can be instantly issued.
• Indent Printing – No embossing
• Transactions are valid only when electronically authorized – No imprinter (working with embossed cards) off-line transactions – making this card safer from fraud.
• Stored value and re-loadable.
• US Dollar (USD) in denomination. Euros and pounds are also available denomination options
• Customer name optional, but transactions can be signature-based
• Internet Load, IVR Load, Card-to-Card Transfer and Direct Payroll Deposit Load

Benefits To Cardholders

The benefits that the International Card can provide you include:

• Convenience - Customers prefer Debit Cards because it acts virtually the same as cash, only with much more security.
• Security - Funds not used can be securely stored in the Prepaid Bank account in a bank.
• No Currency Conversions - Because the denomination is in U.S. dollars, the cardholder can use the card everywhere without having to convert currencies at different countries.
• Saving Paycheck Hassles and Risks – Payrolls and payments can be “Direct Payroll Deposited” or transferred to the cards. This can save the risks and hassles of waiting for the checks and cashing checks, especially for consumers, who don't have bank accounts.
• Security features such as personal identification numbers (PINs) and no offline imprinter (on embassed cards) transactions also protect you against theft and fraud.
• There are no interest charges that are normally associated with credit cards.
• Funds Transfer – Consumers can conveniently and inexpensively transfer funds to friends and relatives anywhere. For example, you can buy two cards, and then send one to your mother in a different country. Every time you want to send her money, you can do card-to-card-transfer or load up her card.
• Bill Payment & On-line Purchases – It is a full function branded debit card; you can pay bills and purchase products and services on-line or through phone calls using the card. (Note: you cannot do on-line purchases or bill payments with regular Prepaid ATM Debit cards.)