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Currently, One Debit is offering the following Prepaid Bank Debit Cards for distributors with potential of distributing 50,000 or more cards or accounts annually: Global Vision is a wholesale business developer and marketer. For interest of distributing our prepaid products, please go to the "Contact Us" page and fill-in your information.

U.S. PREPAID DEBIT CARD OFFERS

MasterCard Debit Cards
We currently offer two full-function branded MasterCard Debit Cards issued by a U.S. bank. These cards can be issued to U.S. residents or employees of U.S. employers, including overseas employees.

Our competitive advantages are cost and features. Both the payroll and the retail versions can also be easily customized, branded or private labeled. In the U.S., these cards can be reloaded at MoneyGram and Wal-Mart locations. Our distributors can also make respectable upfront and cumulative residuals. We have the following MasterCard Debit Cards:

  1. Retail MasterCard Debit Card for the U.S. market – This card can have custom logos and private labeled and sold at retail locations and on the Internet. This card can be issued only to U.S. residents or employees of U.S. companies

    In the U.S., the cards can be reloaded at MoneyGram locations, such as Wal-Mart.

    And, it can be instantly issued. The instant issuance feature works as follows:

    • An instant-issued MasterCard Debit Card – the Temporary Card - can be given to the cardholder after purchase and providing the proper ID (government issued photo ID) by the cardholder. Alternatively, the Temporary Card can be sent by mail or express mail.
    • Once the Temporary Card is loaded, a permanent MasterCard Debit Card, with the same account number will be sent to the cardholder in 14 days
    • The cardholder calls the call center to activate the permanent MasterCard Debit Card and de-activates the Temporary Card.
    • Since both the Temporary card and the Permanent card have the same account number, no transfer of funds between cards is necessary.

  2. Payroll MasterCard Debit Card - The “Solutions” card is a full-function Prepaid MasterCard Debit Card designed for payroll applications. It is a FREE payroll card. The salient features are as follows.


    • The card can be issued to employees (or certain MLM members) of U.S. companies, even if some of the employees are non-U.S. residents.
    • Each employee cardholder can have the card batch loaded by the employer and also load the card at MoneyGram retail locations, for instance Wal-Mart is a MoneyGram location.
    • The Solutions card can also be “Instantly Issued”. The employer can give a new employee or a temporary employee a Solutions card on the job site and registers the card for the employee using a Point of Sale device.
    • As a full function and branded MasterCard Debit Card, the card can be used for ATM withdrawals, purchases at merchant locations and restaurants, online purchases and bill payments.
    • Under the Solutions card program the employer pays a one time Program Setup Fee of only $395 and receives FREE payroll cards for all participating employees.
    • To ensure employee acceptance the program also includes cardholder educational materials, including paycheck stuffers, brochures and break room posters, at no cost.
    • To implement, an employer simply completes a standard Client Agreement along with a short form application, and the payroll card program will be approved within 1 week.
    • The Solutions card can be ACH deposit loaded free to the employer and employees.
    • To qualify for the Solutions card program, the employer must use the cards for issuing payroll, and 85% of cards issued must be actively used.
    • The cards can be co-branded card design and private BIN with a one-time fee of $10,000 and a minimum order of 5,000 cards.

INTERNATIONAL PREPAID DEBIT CARD OFFERS

  1. International Prepaid Debit Card – The Global Cash Card is a full function, signature, branded Visa Prepaid Debit Card issued by an offshore bank in thee Caribbean.


    • The Global Cash applications include be an international payroll/ payout, remittance card and travel card.
    • International Prepaid Debit Card – It can be issued to residents of most countries in the world.
    • It can also be instantly issued since name is optional on the card.
    • ATM withdrawals & POS purchases worldwide
    • Bill payments, signature-based purchases and online purchases – It is a full-function Visa card
    • Card-to-card transfer of funds
    • Reloading though Batch loading and Loading Via EM2.

EM2 (ELECTRONIC MONEY MANAGEMENT SYSTEM)


EM2 is sometimes referred to as an “Electronic Wallet” because it can manage several bank accounts and debit cards and can transfer money between these accounts as well as to remit funds worldwide, including writing checks by an account holder, who may be un-banked.



Trends

Trends indicate the most sought after payment system applications worldwide are:
  • Money Transfer (Remittance)
  • Payout (B2B & B2C)
  • Payroll

The Strategies
  1. To properly achieve these major needs, we offer the high power EM2 (Electronic Money Management) Electronic Wallet to the consumers and the businesses - worldwide.
  2. For the additional consumer needs of funds withdrawal, use and security, we offer a full-function branded Prepaid Debit Cards that are integrated to the EM2. EM2 can load all these cards.

    • Solutions Card
    • U.S. Retail MasterCard Debit Card
    • Global Cash International Debit Card
EM2 designed applications are:
  • Employee payroll

    • Low cost & efficient
    • Employer retains bulk of the float

  • International payout

    • B-to-C (such as MLM)
    • B-to-B
    • Low cost & efficient
    • For MLM, employer retains bulk of the float
    • For MLM, it can provide Auto-ship charge with no charge-back

  • Remittance & Funds Transfer – Internationally

    • EM2-to-EM2
    • EM2 to Solutions Card
    • EM2 to retail locations for cash pick-up at 197 countries (for $10)
    • EM2 to bank branch for cash pick-up at 197 countries (for $10)
    • EM2 to bank accounts (for $10)
    • ACH transfer
    • International wire transfer -SWIFT

  • Check writing – EM2 account holder can write checks

  • Reloading – Globally

    • Batch loaded as in payroll/ payout applications
    • Loading from bank accounts in 141 countries

  • It should be noted that a consumer or a business can use the EM2 “Electronic Wallet” without the debit card – especially for money transfer and remittance purposes.






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